We accept most major insurances for car and bike accidents, work-related injuries and everyday conditions. When making your initial appointment, have your insurance information available so we can help you with your coverage questions. A helpful guide is listed below to walk you through confirming that you have chiropractic and/or massage benefits and whether or not you have a deductible and if it’s been met.
When using your insurance benefits to schedule chiropractic and/or massage appointments for medically necessary treatment, here are a few things to keep in mind:
- Insurance plans change frequently. Stay up to date on your coverage.
- Some plans cover massage when it is prescribed by your chiropractor during a visit.
- Some plans require you to have met your deductible before massage is covered.
- We can always bill your insurance then reimburse or give you a credit if they pay.
List of Insurers
Major Insurances Accepted
If you don’t see your insurance call the office for a complete listing.
- MVA/Car/bike accident claims
- Workers Compensation
- Lifewise of OR
- Blue Cross Blue Shield
- Pacific Source
- First Choice Health
Other insurances may be accepted. If you have a question about a specific insurance carrier not listed, call our office.
We empower our patients to take charge of their health. Knowing what your insurance covers allows you to understand what payments to expect for services that you need. We’ve put together a list of questions to help you get answers about your health insurance coverage. Our office is always here to help if you need additional clarification.
A Helpful Guide for Checking your Insurance Benefits
Questions to ask your insurance company about your chiropractic coverage:
- Do I need a prescription or referral from my Primary Care Physician?
- What is the copay or coinsurance?
- Do I need to meet a deductible?
- Are my chiropractic benefits for MANIPULATION only?
- Are modalities covered under a different benefit? (usually Physical/Occupational therapy benefit)
- What is the copay/coinsurance for that benefit?
- Do I need to meet a deductible for that benefit?
- So modalities are included in my chiropractic copay/coinsurance?
Questions to ask your insurance company about MASSAGE coverage:
- Do I have insurance coverage for massage therapy
When performed by an LMT?
When performed under the scope of the chiropractors license?
- Do I need a prescription or referral?
- Do I need to see an in-network massage therapist? AND/OR do I have any out-of-network benefits for massage therapy?
- Is massage subject to my deductible?
- How many total visits do I have for massage? Is the number of visits shared with any other benefit like acupuncture or physical therapy?
- Copay– A fixed dollar amount the insured pays at the time services are rendered
- Coinsurance– the insured pays a percentage of all services. (ex: insurance pays 80% of all services- you pay the remaining 20% of services billed)
- Deductible– a specified amount of money that the insured must pay before an insurance company will pay a claim
- Manipulation (spinal)- the adjustments done by the Chiropractor
- Modalities– the soft tissue work, electrical stimulation work etc… done (in most cases) by the chiropractic assistant.